Front and rear bumper noises for me

on 16's
We have a mix, there's one seems to be common on crossings, that is full road width ...doesn't seem to bother them, as you say not their car and I've heard many a sump scuff, those daft ones 3 across always seemed to be angled, so else you slow down to tickover speed you catch the inner rim.
Oh now in their wisdom they do have high ones concrete/tarmac with rubberlike angled ramp slats that come loose a few weeks after they are laid.
Of course any damage to claim involves a jungle of red-tape